H.R. 1976 (119th)Bill Overview

Woman on the Twenty Act of 2025

Finance and Financial Sector|Finance and Financial Sector
Cosponsors
Support
Democratic
Introduced
Mar 10, 2025
Discussions
Bill Text
Current stageCommittee

Referred to the House Committee on Financial Services.

Introduced
Committee
Floor
President
Law
Congressional Activities
01 · The brief
Plain-English summaryWhat this bill actually does

This bill requires that any $20 Federal Reserve note printed after December 31, 2028, prominently feature a portrait of Harriet Tubman on the front. It also directs the Secretary of the Treasury to release a preliminary design of the Harriet Tubman $20 note by December 31, 2026.

Why people may split

Symbolism versus substance: celebration vs calls for broader reforms

Watch point

Relative to its intended legislative type, this bill is a clear, narrowly targeted substantive change that prescribes a specific outcome for U.S. currency design and sets limited deadlines.

This bill requires that any $20 Federal Reserve note printed after December 31, 2028, prominently feature a portrait of Harriet Tubman on the front.

It also directs the Secretary of the Treasury to release a preliminary design of the Harriet Tubman $20 note by December 31, 2026.

The bill includes findings about U.S. currency history and past Treasury announcements about featuring a woman on U.S. paper money.

Passage45/100

Clear, low-cost statutory mandate with symbolic aims; administratively straightforward but cultural controversy and Senate procedures reduce final likelihood.

CredibilityPartially aligned

Relative to its intended legislative type, this bill is a clear, narrowly targeted substantive change that prescribes a specific outcome for U.S. currency design and sets limited deadlines. It directly amends the relevant statute and identifies the responsible official and dates.

Contention65/100

Symbolism versus substance: celebration vs calls for broader reforms

02 · What it does

Who stands to gain, and who may push back.

Likely benefits vs burdens50% / 50%
Federal agenciesLikely burdened

These are examples from the analysis, not a ranked list of the most-affected groups.

Likely helped
  • Potential benefitIncreases representation of women and Black Americans on U.S. currency, recognizing Harriet Tubman's historical contrib…
  • Potential benefitPromotes public education and awareness about Tubman and abolitionist history through ubiquitous currency imagery.
  • Federal agenciesSignals federal commitment to inclusive national symbols, potentially improving civic engagement.
Likely burdened
  • Potential burdenRequires Treasury to fund redesign and production changes, increasing short-term printing and administrative costs.
  • Potential burdenCould impose retrofit costs on cash-handling equipment and private businesses to accommodate redesigned notes.
  • Potential burdenMay provoke legal or political disputes over replacing historical figures, generating administrative and reputational c…
03 · Why people split

Why the argument around this bill splits.

Symbolism versus substance: celebration vs calls for broader reforms
Progressive90%

Strongly supportive: sees the bill as a corrective symbolic step toward representation and historical justice.

Views Tubman’s portrait as long-overdue recognition of women and Black Americans' contributions.

Leans supportive
Centrist75%

Generally supportive but pragmatic: accepts the symbolic value while wanting clarity on costs, process, and consensus.

Prefers transparent implementation and minimal disruption to currency operations.

Leans supportive
Conservative20%

Likely opposed or skeptical: views change as politicizing currency, disrespecting historical figures like Andrew Jackson, and an unnecessary congressional intrusion into Treasury decisions.

Likely resistant
04 · Can it pass?

The path through Congress.

Introduced

Reached or meaningfully advanced

Committee

Reached or meaningfully advanced

Floor

Still ahead

President

Still ahead

Law

Still ahead

Passage likelihood45/100

Clear, low-cost statutory mandate with symbolic aims; administratively straightforward but cultural controversy and Senate procedures reduce final likelihood.

Scope and complexity
24%
Scopenarrow
24%
Complexitylow
Why this could stall
  • Public and stakeholder reaction to changing $20 portrait
  • Absence of cost estimates or offsetting funding
05 · Recent votes

Recent votes on the bill.

No vote history yet

The bill has not accumulated any surfaced votes yet.

06 · Go deeper

Go deeper than the headline read.

Included on this page

Symbolism versus substance: celebration vs calls for broader reforms

Clear, low-cost statutory mandate with symbolic aims; administratively straightforward but cultural controversy and Senate procedures reduc…

Unlocked analysis

Relative to its intended legislative type, this bill is a clear, narrowly targeted substantive change that prescribes a specific outcome for U.S. currency design and sets limited deadlines. It directly amends the releva…

Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.

Perspective breakdownsPassage barriersLegislative design reviewStakeholder impact map
Open full analysis