Referred to the House Committee on Financial Services.
This bill amends the National Flood Insurance Act of 1968 to extend NFIP financing authorization and program expiration dates from September 30, 2023 to September 30, 2025. It also makes the change retroactive to March 14, 2025 if enacted after that date.
Liberals emphasize affordability and climate adaptation urgency
Relative to its intended legislative type, this bill is a concise procedural/housekeeping measure that narrowly amends statutory expiration and financing dates to reauthorize the National Flood Insurance Program through September 30, 2025, and includes a retroactive effective-date provision.
This bill amends the National Flood Insurance Act of 1968 to extend NFIP financing authorization and program expiration dates from September 30, 2023 to September 30, 2025.
It also makes the change retroactive to March 14, 2025 if enacted after that date.
No other programmatic reforms or funding changes are included.
Content is narrowly focused and routine; such temporary NFIP extensions commonly become law, though timing and floor strategy matter.
Relative to its intended legislative type, this bill is a concise procedural/housekeeping measure that narrowly amends statutory expiration and financing dates to reauthorize the National Flood Insurance Program through September 30, 2025, and includes a retroactive effective-date provision.
Liberals emphasize affordability and climate adaptation urgency
These are examples from the analysis, not a ranked list of the most-affected groups.
Liberals emphasize affordability and climate adaptation urgency
Likely supportive of keeping the NFIP active to protect homeowners and communities from lapse in coverage.
Will view this as a necessary short-term measure but incomplete without affordability, equity, and climate-resilience reforms.
Pragmatically supportive to avoid operational disruption and market uncertainty.
Sees the bill as a stopgap that preserves continuity while buying time for bipartisan, evidence-based reforms.
Skeptical but pragmatic; may accept a short extension to avoid immediate disruption, while criticizing continued federal exposure and moral hazard.
Prefers market-based reforms and reduced federal liability.
Reached or meaningfully advanced
Reached or meaningfully advanced
Still ahead
Still ahead
Still ahead
Content is narrowly focused and routine; such temporary NFIP extensions commonly become law, though timing and floor strategy matter.
The bill has not accumulated any surfaced votes yet.
Liberals emphasize affordability and climate adaptation urgency
Content is narrowly focused and routine; such temporary NFIP extensions commonly become law, though timing and floor strategy matter.
Relative to its intended legislative type, this bill is a concise procedural/housekeeping measure that narrowly amends statutory expiration and financing dates to reauthorize the National Flood Insurance Program through…
Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.