- Potential benefitIncreases contraceptive adherence and continuity by reducing prescription gaps.
- Potential benefitReduces unintended pregnancies and associated health care costs by improving consistent contraceptive access.
- Potential benefitEliminates patient cost-sharing for up-to-365-day contraceptive supplies covered under plans.
Convenient Contraception Act
Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Education and Workforce, for a period to be subsequently determined by t…
This bill amends the Public Health Service Act to require group health plans and health insurance issuers offering group or individual coverage to allow enrollees to obtain, at their option, up to a 365-day supply of contraceptives (including a single fill or refill) without cost-sharing when contraceptives are otherwise covered. The requirement applies to plan years beginning on or after January 1, 2026.
Liberal emphasizes access, equity, and autonomy benefits.
Relative to its intended legislative type, this bill is a focused statutory amendment that clearly establishes a specific coverage requirement and integrates that requirement into the existing Public Health Service Act framework.
This bill amends the Public Health Service Act to require group health plans and health insurance issuers offering group or individual coverage to allow enrollees to obtain, at their option, up to a 365-day supply of contraceptives (including a single fill or refill) without cost-sharing when contraceptives are otherwise covered.
The requirement applies to plan years beginning on or after January 1, 2026.
The Secretaries of HHS, Labor, and Treasury must jointly conduct outreach within 90 days of enactment to inform providers and enrollees about the new coverage requirement.
Technically narrow and implementable but tied to a politically sensitive area and faces higher Senate hurdles and possible litigation.
Relative to its intended legislative type, this bill is a focused statutory amendment that clearly establishes a specific coverage requirement and integrates that requirement into the existing Public Health Service Act framework. It provides a concrete rule (up to a 365-day supply, single fill or refill, no cost-sharing) and an effective date, plus mandated interagency outreach.
Liberal emphasizes access, equity, and autonomy benefits.
Who stands to gain, and who may push back.
These are examples from the analysis, not a ranked list of the most-affected groups.
- Potential burdenInsurers could incur higher immediate drug payouts, potentially increasing premiums over time.
- Potential burdenPharmacies may face inventory, storage, and cash-flow challenges dispensing larger quantities.
- Potential burdenRisk of stockpiling or diversion of contraceptives may increase without safeguards.
Why the argument around this bill splits.
Liberal emphasizes access, equity, and autonomy benefits.
Likely strongly supportive.
The bill expands contraceptive access, reduces logistical and financial barriers, and advances reproductive autonomy and equitable care.
It aligns with progressive priorities on healthcare access and preventive services.
Generally supportive but pragmatic and cautious.
The policy improves access and convenience, but requires attention to implementation details, cost impacts, and clarity for employers and insurers.
Would favor monitoring and targeted fixes if problems emerge.
Likely opposed or skeptical.
Concerns center on federal overreach into plan design, increased costs for employers and insurers, and potential conflicts with employers' religious or moral objections.
Sees this as a regulatory imposition lacking adequate safeguards.
The path through Congress.
Reached or meaningfully advanced
Reached or meaningfully advanced
Still ahead
Still ahead
Still ahead
Technically narrow and implementable but tied to a politically sensitive area and faces higher Senate hurdles and possible litigation.
- Absent official cost estimate for insurers and federal budgets
- Potential legal challenges or religious/closely held employer objections
Recent votes on the bill.
No vote history yet
The bill has not accumulated any surfaced votes yet.
Go deeper than the headline read.
Liberal emphasizes access, equity, and autonomy benefits.
Technically narrow and implementable but tied to a politically sensitive area and faces higher Senate hurdles and possible litigation.
Relative to its intended legislative type, this bill is a focused statutory amendment that clearly establishes a specific coverage requirement and integrates that requirement into the existing Public Health Service Act…
Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.