H.R. 2662 (119th)Bill Overview

Staged Accident Fraud Prevention Act of 2025

Transportation and Public Works|Transportation and Public Works
Cosponsors
Support
Republican
Introduced
Apr 7, 2025
Discussions
Bill Text
Current stageCommittee

Referred to the House Committee on the Judiciary.

Introduced
Committee
Floor
President
Law
Congressional Activities
01 · The brief
Plain-English summaryWhat this bill actually does

This bill creates a new federal offense in Title 49 making it illegal to intentionally cause or arrange collisions with commercial motor vehicles. It prescribes penalties: up to 20 years imprisonment for causing such collisions, and a sentence of not less than 20 years for collisions causing serious bodily injury or death.

Why people may split

Progressives emphasize criminal-justice and mandatory minimum concerns

Watch point

Relative to its intended legislative type, this bill clearly establishes a new federal criminal offense and associated penalties for staging collisions with commercial motor vehicles and makes a corresponding clerical amendment to title 49.

This bill creates a new federal offense in Title 49 making it illegal to intentionally cause or arrange collisions with commercial motor vehicles.

It prescribes penalties: up to 20 years imprisonment for causing such collisions, and a sentence of not less than 20 years for collisions causing serious bodily injury or death.

The bill bars federal prosecution if a person has already been convicted or acquitted on the same act under state law.

Passage40/100

Narrow, low-cost criminal provision improves prospects, but federalism concerns and a severe minimum sentence raise opposition risks, especially in Senate.

CredibilityPartially aligned

Relative to its intended legislative type, this bill clearly establishes a new federal criminal offense and associated penalties for staging collisions with commercial motor vehicles and makes a corresponding clerical amendment to title 49. The primary substantive change is explicit and narrowly drafted.

Contention55/100

Progressives emphasize criminal-justice and mandatory minimum concerns

02 · What it does

Who stands to gain, and who may push back.

Likely benefits vs burdens50% / 50%
Federal agenciesFederal agencies

These are examples from the analysis, not a ranked list of the most-affected groups.

Likely helped
  • Federal agenciesCreates a clear federal crime targeting organized staged-collision schemes involving commercial vehicles.
  • Federal agenciesGives federal prosecutors a statutory tool to pursue multi-jurisdictional fraud rings.
  • Potential benefitMay deter intentional collisions, potentially reducing insurance fraud and related costs.
Likely burdened
  • Potential burdenImposes lengthy prison terms, including a 20-year minimum for serious injury or death cases.
  • Federal agenciesMay expand federal criminal caseloads and increase prosecution and incarceration costs.
  • Federal agenciesCreates potential federal-state tension despite a limited bar on dual prosecutions.
03 · Why people split

Why the argument around this bill splits.

Progressives emphasize criminal-justice and mandatory minimum concerns
Progressive50%

Views the bill as a legitimate attempt to deter organized staged-collision fraud and protect commercial drivers, but worries about criminal-justice consequences.

Concerned about the mandatory-seeming 20-year sentence for serious injury or death and potential federal overreach.

Wants safeguards to ensure proportionality and prevent disparate enforcement.

Split reaction
Centrist75%

Generally supportive of a targeted federal law protecting interstate commercial vehicles from staged collisions, while seeking clarifications.

Sees value in deterrence and uniformity but wants clear mens rea, sentencing ranges, and coordination with states to avoid duplication.

Leans supportive
Conservative85%

Strongly favors tough federal penalties to deter dangerous, organized schemes targeting trucking and commerce.

Views the bill as protecting private-sector drivers, supply chains, and public safety.

May note federal jurisdiction is appropriate for interstate commercial vehicles.

Leans supportive
04 · Can it pass?

The path through Congress.

Introduced

Reached or meaningfully advanced

Committee

Reached or meaningfully advanced

Floor

Still ahead

President

Still ahead

Law

Still ahead

Passage likelihood40/100

Narrow, low-cost criminal provision improves prospects, but federalism concerns and a severe minimum sentence raise opposition risks, especially in Senate.

Scope and complexity
24%
Scopenarrow
24%
Complexitylow
Why this could stall
  • Whether the 20-year "not less than" minimum is drafting error or intentional
  • How DOJ will prioritize enforcement versus state prosecutions
05 · Recent votes

Recent votes on the bill.

No vote history yet

The bill has not accumulated any surfaced votes yet.

06 · Go deeper

Go deeper than the headline read.

Included on this page

Progressives emphasize criminal-justice and mandatory minimum concerns

Narrow, low-cost criminal provision improves prospects, but federalism concerns and a severe minimum sentence raise opposition risks, espec…

Unlocked analysis

Relative to its intended legislative type, this bill clearly establishes a new federal criminal offense and associated penalties for staging collisions with commercial motor vehicles and makes a corresponding clerical a…

Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.

Perspective breakdownsPassage barriersLegislative design reviewStakeholder impact map
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