- Potential benefitLowers producers' out-of-pocket insurance costs for enterprise and whole‑farm individual plans.
- Potential benefitEncourages adoption of enterprise or whole‑farm units, potentially improving revenue risk pooling.
- Potential benefitMay reduce income volatility for insured producers, supporting credit access and investment decisions.
FARMER Act
Referred to the House Committee on Agriculture.
The bill amends the Federal Crop Insurance Act to increase premium subsidy rates for individual farm-based revenue or yield protection plans when a producer elects enterprise or whole-farm units (setting subsidy factors at 77% and 68% for two coverage tiers). It also changes coverage-level and premium-subsidy provisions for the Supplemental Coverage Option (SCO) (text shows updated numeric parameters), and requires a USDA Risk Management Agency study on whether SCO can be offered for counties larger than 1,400 square miles at a scale between county-wide and individual coverage, with a report due within one year.
Progressives emphasize distributional and environmental concerns
Relative to its intended legislative type, this bill is primarily a substantive policy change that is specific in its statutory amendments but limited in administrative and fiscal scaffolding.
The bill amends the Federal Crop Insurance Act to increase premium subsidy rates for individual farm-based revenue or yield protection plans when a producer elects enterprise or whole-farm units (setting subsidy factors at 77% and 68% for two coverage tiers).
It also changes coverage-level and premium-subsidy provisions for the Supplemental Coverage Option (SCO) (text shows updated numeric parameters), and requires a USDA Risk Management Agency study on whether SCO can be offered for counties larger than 1,400 square miles at a scale between county-wide and individual coverage, with a report due within one year.
Narrow, technical agricultural subsidy bill has bipartisan appeal but increases mandatory spending and may need inclusion in larger farm legislation to become law.
Relative to its intended legislative type, this bill is primarily a substantive policy change that is specific in its statutory amendments but limited in administrative and fiscal scaffolding.
Progressives emphasize distributional and environmental concerns
Who stands to gain, and who may push back.
These are examples from the analysis, not a ranked list of the most-affected groups.
- Federal agenciesIncreases federal subsidy costs, raising potential budgetary and fiscal exposure.
- Potential burdenMay preferentially benefit larger operations able to utilize enterprise or whole‑farm units.
- Potential burdenCould create moral hazard incentives, encouraging riskier production or coverage gaming.
Why the argument around this bill splits.
Progressives emphasize distributional and environmental concerns
Likely cautiously supportive of strengthening risk protection for farmers, especially small producers, but concerned about who benefits.
Will look for evidence the changes favor family and disadvantaged farmers, not primarily large agribusiness, and want environmental or equity safeguards.
Generally favorable to improving crop insurance options to manage farm risk, but pragmatic about fiscal and design tradeoffs.
Will want cost estimates, clear targeting, and follow-up from the mandated study before full endorsement.
Likely supportive because it expands federal crop insurance support and promotes enterprise and whole-farm coverage favored by many producers.
May push back if changes substantially raise mandatory spending without clear budget offsets.
The path through Congress.
Reached or meaningfully advanced
Reached or meaningfully advanced
Still ahead
Still ahead
Still ahead
Narrow, technical agricultural subsidy bill has bipartisan appeal but increases mandatory spending and may need inclusion in larger farm legislation to become law.
- No cost estimate or budget score included
- Exact SCO coverage and subsidy numeric changes are unclearly presented
Recent votes on the bill.
No vote history yet
The bill has not accumulated any surfaced votes yet.
Go deeper than the headline read.
Progressives emphasize distributional and environmental concerns
Narrow, technical agricultural subsidy bill has bipartisan appeal but increases mandatory spending and may need inclusion in larger farm le…
Relative to its intended legislative type, this bill is primarily a substantive policy change that is specific in its statutory amendments but limited in administrative and fiscal scaffolding.
Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.