H.R. 3514 (119th)Bill Overview

Improving Seniors’ Timely Access to Care Act of 2025

Health|Health
Cosponsors
Support
Bipartisan
Introduced
May 20, 2025
Discussions
Bill Text
Current stageCommittee

Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for c…

Introduced
Committee
Floor
President
Law
Congressional Activities
01 · The brief
Plain-English summaryWhat this bill actually does

The bill requires Medicare Advantage (MA) plans that use prior authorization to adopt standardized electronic prior authorization systems by 2028, meet transparency reporting by 2027, and follow specified enrollee protection standards. It mandates public reporting of prior authorization lists, approval/denial and appeal data, technology use (including AI), timing metrics, and grants the Secretary authority to set response timeframes and enforce timely decisions.

Why people may split

Left emphasizes access, transparency, and AI oversight benefits

Watch point

Relative to its intended legislative type, this bill is a well-structured substantive policy change that specifies new statutory obligations for Medicare Advantage plans on prior authorization, builds in transparency and oversight, and assigns agency roles for standards and assessment.

The bill requires Medicare Advantage (MA) plans that use prior authorization to adopt standardized electronic prior authorization systems by 2028, meet transparency reporting by 2027, and follow specified enrollee protection standards.

It mandates public reporting of prior authorization lists, approval/denial and appeal data, technology use (including AI), timing metrics, and grants the Secretary authority to set response timeframes and enforce timely decisions.

The bill requires reports from MedPAC, GAO, CMS, and ONC analyzing implementation, real-time decisions, and impacts on access and disparities.

Passage45/100

Administrative, phased, and technically focused—improves odds—yet imposes insurer compliance costs and needs cross-committee and bicameral compromise.

CredibilityPartially aligned

Relative to its intended legislative type, this bill is a well-structured substantive policy change that specifies new statutory obligations for Medicare Advantage plans on prior authorization, builds in transparency and oversight, and assigns agency roles for standards and assessment. It relies on regulatory action by the Secretary, CMS, and ONC to fill in technical and operational detail and imposes robust reporting requirements to enable evaluation.

Contention60/100

Left emphasizes access, transparency, and AI oversight benefits

02 · What it does

Who stands to gain, and who may push back.

Likely benefits vs burdens50% / 50%
ConsumersLikely burdened

These are examples from the analysis, not a ranked list of the most-affected groups.

Likely helped
  • Potential benefitCould speed patient access via standardized electronic prior authorization and mandated decision timeframes.
  • Potential benefitMay reduce administrative burden over time for providers through automated, standardized electronic workflows.
  • ConsumersIncreased plan-level transparency could allow regulators and consumers to compare prior authorization practices.
Likely burdened
  • Potential burdenPlans and providers will face compliance costs to implement certified ePA systems and reporting processes.
  • Potential burdenSmaller providers may incur disproportionate IT integration burdens to meet new electronic transmission standards.
  • Potential burdenExpanded reporting and public disclosure requirements could increase administrative workload and vendor dependence.
03 · Why people split

Why the argument around this bill splits.

Left emphasizes access, transparency, and AI oversight benefits
Progressive80%

Likely supportive because the bill increases transparency, limits delays, and subjects MA prior authorization to public oversight.

Progressives will welcome data on denials, appeals, and AI use, but want stronger enforcement, equity protections, and funding to reduce administrative burdens on providers and beneficiaries.

Leans supportive
Centrist70%

Generally favorable to streamlining prior authorization and increasing transparency while mindful of implementation costs and operational feasibility.

Sees benefits in standardized electronic systems and timeframes but wants careful rulemaking, cost estimates, and reasonable phase-ins to avoid disruption.

Leans supportive
Conservative30%

Skeptical of new federal mandates on Medicare Advantage operations, viewing the bill as added regulation and administrative burden.

Concerns focus on increased costs, reduced plan flexibility, and expanded Secretary authority to set timelines and enforce requirements.

Likely resistant
04 · Can it pass?

The path through Congress.

Introduced

Reached or meaningfully advanced

Committee

Reached or meaningfully advanced

Floor

Still ahead

President

Still ahead

Law

Still ahead

Passage likelihood45/100

Administrative, phased, and technically focused—improves odds—yet imposes insurer compliance costs and needs cross-committee and bicameral compromise.

Scope and complexity
52%
Scopemoderate
52%
Complexitymedium
Why this could stall
  • Magnitude of compliance costs for Medicare Advantage plans
  • Extent and intensity of insurer and provider lobbying
05 · Recent votes

Recent votes on the bill.

No vote history yet

The bill has not accumulated any surfaced votes yet.

06 · Go deeper

Go deeper than the headline read.

Included on this page

Left emphasizes access, transparency, and AI oversight benefits

Administrative, phased, and technically focused—improves odds—yet imposes insurer compliance costs and needs cross-committee and bicameral…

Unlocked analysis

Relative to its intended legislative type, this bill is a well-structured substantive policy change that specifies new statutory obligations for Medicare Advantage plans on prior authorization, builds in transparency an…

Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.

Perspective breakdownsPassage barriersLegislative design reviewStakeholder impact map
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