H.R. 3810 (119th)Bill Overview

SKIM Act

Crime and Law Enforcement|Crime and Law Enforcement
Cosponsors
Support
Republican
Introduced
Jun 6, 2025
Discussions
Bill Text
Current stageCommittee

Referred to the House Committee on the Judiciary.

Introduced
Committee
Floor
President
Law
Congressional Activities
01 · The brief
Plain-English summaryWhat this bill actually does

This bill (SKIM Act) directs the U.S. Sentencing Commission to increase offense levels for crimes involving access devices and redefine loss for cases with 10+ counterfeit or unauthorized access devices. It also requires the Attorney General, coordinated with DHS, to report to four congressional committees within 90 days on federal, state, and local efforts to prevent, investigate, prosecute, and sentence access-device fraud, including assessments, statistics, best practices, and legislative recommendations.

Why people may split

Progressives emphasize incarceration and disparity risks from guideline increases.

Watch point

Relative to its intended legislative type, this bill combines a focused substantive sentencing-guideline directive with a detailed reporting mandate.

This bill (SKIM Act) directs the U.S. Sentencing Commission to increase offense levels for crimes involving access devices and redefine loss for cases with 10+ counterfeit or unauthorized access devices.

It also requires the Attorney General, coordinated with DHS, to report to four congressional committees within 90 days on federal, state, and local efforts to prevent, investigate, prosecute, and sentence access-device fraud, including assessments, statistics, best practices, and legislative recommendations.

Passage50/100

Narrow, administratively focused bill with modest controversy; sentencing changes raise legislative friction and cost concerns, making outcome uncertain.

CredibilityPartially aligned

Relative to its intended legislative type, this bill combines a focused substantive sentencing-guideline directive with a detailed reporting mandate. The directions to the Sentencing Commission and the enumerated report contents are clear and concrete, and responsible entities and deadlines are identified.

Contention68/100

Progressives emphasize incarceration and disparity risks from guideline increases.

02 · What it does

Who stands to gain, and who may push back.

Likely benefits vs burdens50% / 50%
Federal agenciesFederal agencies

These are examples from the analysis, not a ranked list of the most-affected groups.

Likely helped
  • Federal agenciesIncreases guideline offense levels, likely producing longer federal sentences for access device fraud offenders.
  • Potential benefitClarifies loss calculation for cases with many counterfeit devices, aiding prosecutors in charging and sentencing.
  • Federal agenciesMandated report will identify hotspots and cooperation gaps, guiding federal resource allocation to affected jurisdicti…
Likely burdened
  • Federal agenciesHigher guideline levels will likely increase federal prison populations and associated correctional costs.
  • Potential burdenExpanded loss definitions may substantially raise sentencing ranges based on aggregated unauthorized charges.
  • Potential burdenMandated reporting and coordination could divert DOJ and DHS personnel time from other priorities.
03 · Why people split

Why the argument around this bill splits.

Progressives emphasize incarceration and disparity risks from guideline increases.
Progressive30%

Generally supports stronger responses to identity and payment-card fraud but is concerned about mandatory guideline increases that raise prison time.

Views the report requirement as a useful accountability tool, but worries about disproportionate sentencing and racial disparities.

Likely resistant
Centrist65%

Favors better federal-state coordination and targeted sentencing adjustments if evidence supports deterrence.

Wants the Sentencing Commission action to be data-driven and the report used to allocate resources responsibly.

Split reaction
Conservative85%

Likely to welcome tougher sentencing and active DOJ/DHS coordination as necessary to deter criminals and protect businesses and consumers.

Sees the bill as strengthening law-and-order responses to kleptocarding and identity misuse.

Leans supportive
04 · Can it pass?

The path through Congress.

Introduced

Reached or meaningfully advanced

Committee

Reached or meaningfully advanced

Floor

Still ahead

President

Still ahead

Law

Still ahead

Passage likelihood50/100

Narrow, administratively focused bill with modest controversy; sentencing changes raise legislative friction and cost concerns, making outcome uncertain.

Scope and complexity
24%
Scopenarrow
24%
Complexitylow
Why this could stall
  • Absent cost estimate for increased incarceration
  • Whether U.S. Sentencing Commission will implement directive as written
05 · Recent votes

Recent votes on the bill.

No vote history yet

The bill has not accumulated any surfaced votes yet.

06 · Go deeper

Go deeper than the headline read.

Included on this page

Progressives emphasize incarceration and disparity risks from guideline increases.

Narrow, administratively focused bill with modest controversy; sentencing changes raise legislative friction and cost concerns, making outc…

Unlocked analysis

Relative to its intended legislative type, this bill combines a focused substantive sentencing-guideline directive with a detailed reporting mandate. The directions to the Sentencing Commission and the enumerated report…

Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.

Perspective breakdownsPassage barriersLegislative design reviewStakeholder impact map
Open full analysis