- Potential benefitRaises MA benchmark payments in areas where the current geographic adjustment would fall below 0.70, which supporters m…
- Potential benefitBy directing at least half of the attributable benchmark increase toward basic benefits, the change could expand or str…
- Potential benefitHigher plan payments could increase revenue for health care providers and MA plan administrators in affected regions, p…
Medicare Advantage Integrity Act of 2025
Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for c…
The bill (Medicare Advantage Integrity Act of 2025) amends the Medicare Advantage payment rules in title XVIII of the Social Security Act. For 2026 and later years it requires that the “average geographic adjustment” used to calculate adjusted average per capita costs for MA benchmarks may not be less than 0.70 (a floor).
Whether added benchmark dollars will primarily benefit patients/providers or flow to insurer profits.
Relative to its intended legislative type, this bill is a focused statutory modification to Medicare Advantage payment rules that specifies numeric changes and an effective date while leaving implementation details and definitional authority to the Secretary.
The bill (Medicare Advantage Integrity Act of 2025) amends the Medicare Advantage payment rules in title XVIII of the Social Security Act.
For 2026 and later years it requires that the “average geographic adjustment” used to calculate adjusted average per capita costs for MA benchmarks may not be less than 0.70 (a floor).
It also requires that at least 50 percent of any increase in a blended benchmark amount that results from applying this floor be directed toward payment for basic benefits (as defined in current law).
On content alone, the bill is a focused technical amendment to Medicare Advantage payment rules that could attract support from affected beneficiaries, plans, and providers. However, the likely increase in federal spending, lack of offsets, and only modest built‑in compromises reduce its attractiveness in a fiscal environment where spending changes are scrutinized. The bill is more plausible at committee or as part of a larger negotiated package than as a standalone enactment.
Relative to its intended legislative type, this bill is a focused statutory modification to Medicare Advantage payment rules that specifies numeric changes and an effective date while leaving implementation details and definitional authority to the Secretary. It integrates directly with existing statutory provisions but omits fiscal accounting, enforcement, and measurement provisions.
Whether added benchmark dollars will primarily benefit patients/providers or flow to insurer profits.
Who stands to gain, and who may push back.
These are examples from the analysis, not a ranked list of the most-affected groups.
- Federal agenciesIncreases in MA benchmark levels are likely to raise federal spending on MA (relative to current law) and could increas…
- Potential burdenCritics may argue that raising benchmarks primarily benefits insurers (increased plan payments) and may not fully trans…
- Local governmentsThe floor could distort payment signals by weakening geographic cost adjustments that reflect local fee‑for‑service spe…
Why the argument around this bill splits.
Whether added benchmark dollars will primarily benefit patients/providers or flow to insurer profits.
A mainstream liberal would likely view the bill as a targeted effort to raise minimum Medicare Advantage benchmarks in areas where payment adjustments are low and to try to ensure some of that money supports core benefits.
They would welcome steps that increase resources for patient care and reduce geographic disparities, while remaining wary that the money could flow to insurer profits rather than providers or beneficiaries.
They would see the 50 percent-direction requirement as a useful constraint but probably want stronger transparency and enforcement to ensure funds actually improve care and access.
A moderate would see the bill as a technical payment reform intended to correct an anomaly in MA benchmark calculations and stabilize payments in areas with low geographic adjustment factors.
They would be open to the idea if evidence shows it preserves beneficiary access and does not create large unfunded liabilities.
The centrist view would emphasize the need for a CBO score, clearer definitions from the Secretary, measurable accountability for how the added funds are used, and a monitored rollout.
A mainstream conservative would likely be skeptical of a statutory floor that raises Medicare Advantage benchmarks because it increases federal-directed payments to private plans and may expand government spending.
They would be concerned the bill effectively transfers more taxpayer dollars to insurers without strong guarantees those dollars improve care or reduce beneficiary costs.
They would also view the Secretary’s authority to define terms and the 50% direction mandate as additional federal intervention in the private insurance market.
The path through Congress.
Reached or meaningfully advanced
Reached or meaningfully advanced
Still ahead
Still ahead
Still ahead
On content alone, the bill is a focused technical amendment to Medicare Advantage payment rules that could attract support from affected beneficiaries, plans, and providers. However, the likely increase in federal spending, lack of offsets, and only modest built‑in compromises reduce its attractiveness in a fiscal environment where spending changes are scrutinized. The bill is more plausible at committee or as part of a larger negotiated package than as a standalone enactment.
- Magnitude of the fiscal impact: the bill sets a 0.70 floor but the number of areas and size of increases are unknown without a CBO estimate; fiscal magnitude will heavily influence support and floor/committee consideration.
- Stakeholder positions and lobbying: support or opposition from Medicare Advantage plans, hospitals, physician groups, and beneficiary organizations will shape legislative dynamics and are not evident from the text.
Recent votes on the bill.
No vote history yet
The bill has not accumulated any surfaced votes yet.
Go deeper than the headline read.
Whether added benchmark dollars will primarily benefit patients/providers or flow to insurer profits.
On content alone, the bill is a focused technical amendment to Medicare Advantage payment rules that could attract support from affected be…
Relative to its intended legislative type, this bill is a focused statutory modification to Medicare Advantage payment rules that specifies numeric changes and an effective date while leaving implementation details and…
Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.