H.R. 6031 (119th)Bill Overview

Medicare Advantage Integrity Act of 2025

Health|Health
Cosponsors
Support
Lean Democratic
Introduced
Nov 12, 2025
Discussions
Bill Text
Current stageCommittee

Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for c…

Introduced
Committee
Floor
President
Law
Congressional Activities
01 · The brief
Plain-English summaryWhat this bill actually does

The bill (Medicare Advantage Integrity Act of 2025) amends the Medicare Advantage payment rules in title XVIII of the Social Security Act. For 2026 and later years it requires that the “average geographic adjustment” used to calculate adjusted average per capita costs for MA benchmarks may not be less than 0.70 (a floor).

Why people may split

Whether added benchmark dollars will primarily benefit patients/providers or flow to insurer profits.

Watch point

Relative to its intended legislative type, this bill is a focused statutory modification to Medicare Advantage payment rules that specifies numeric changes and an effective date while leaving implementation details and definitional authority to the Secretary.

The bill (Medicare Advantage Integrity Act of 2025) amends the Medicare Advantage payment rules in title XVIII of the Social Security Act.

For 2026 and later years it requires that the “average geographic adjustment” used to calculate adjusted average per capita costs for MA benchmarks may not be less than 0.70 (a floor).

It also requires that at least 50 percent of any increase in a blended benchmark amount that results from applying this floor be directed toward payment for basic benefits (as defined in current law).

Passage40/100

On content alone, the bill is a focused technical amendment to Medicare Advantage payment rules that could attract support from affected beneficiaries, plans, and providers. However, the likely increase in federal spending, lack of offsets, and only modest built‑in compromises reduce its attractiveness in a fiscal environment where spending changes are scrutinized. The bill is more plausible at committee or as part of a larger negotiated package than as a standalone enactment.

CredibilityPartially aligned

Relative to its intended legislative type, this bill is a focused statutory modification to Medicare Advantage payment rules that specifies numeric changes and an effective date while leaving implementation details and definitional authority to the Secretary. It integrates directly with existing statutory provisions but omits fiscal accounting, enforcement, and measurement provisions.

Contention65/100

Whether added benchmark dollars will primarily benefit patients/providers or flow to insurer profits.

02 · What it does

Who stands to gain, and who may push back.

Likely benefits vs burdens50% / 50%
Likely helpedFederal agencies · Local governments

These are examples from the analysis, not a ranked list of the most-affected groups.

Likely helped
  • Potential benefitRaises MA benchmark payments in areas where the current geographic adjustment would fall below 0.70, which supporters m…
  • Potential benefitBy directing at least half of the attributable benchmark increase toward basic benefits, the change could expand or str…
  • Potential benefitHigher plan payments could increase revenue for health care providers and MA plan administrators in affected regions, p…
Likely burdened
  • Federal agenciesIncreases in MA benchmark levels are likely to raise federal spending on MA (relative to current law) and could increas…
  • Potential burdenCritics may argue that raising benchmarks primarily benefits insurers (increased plan payments) and may not fully trans…
  • Local governmentsThe floor could distort payment signals by weakening geographic cost adjustments that reflect local fee‑for‑service spe…
03 · Why people split

Why the argument around this bill splits.

Whether added benchmark dollars will primarily benefit patients/providers or flow to insurer profits.
Progressive80%

A mainstream liberal would likely view the bill as a targeted effort to raise minimum Medicare Advantage benchmarks in areas where payment adjustments are low and to try to ensure some of that money supports core benefits.

They would welcome steps that increase resources for patient care and reduce geographic disparities, while remaining wary that the money could flow to insurer profits rather than providers or beneficiaries.

They would see the 50 percent-direction requirement as a useful constraint but probably want stronger transparency and enforcement to ensure funds actually improve care and access.

Leans supportive
Centrist60%

A moderate would see the bill as a technical payment reform intended to correct an anomaly in MA benchmark calculations and stabilize payments in areas with low geographic adjustment factors.

They would be open to the idea if evidence shows it preserves beneficiary access and does not create large unfunded liabilities.

The centrist view would emphasize the need for a CBO score, clearer definitions from the Secretary, measurable accountability for how the added funds are used, and a monitored rollout.

Split reaction
Conservative25%

A mainstream conservative would likely be skeptical of a statutory floor that raises Medicare Advantage benchmarks because it increases federal-directed payments to private plans and may expand government spending.

They would be concerned the bill effectively transfers more taxpayer dollars to insurers without strong guarantees those dollars improve care or reduce beneficiary costs.

They would also view the Secretary’s authority to define terms and the 50% direction mandate as additional federal intervention in the private insurance market.

Likely resistant
04 · Can it pass?

The path through Congress.

Introduced

Reached or meaningfully advanced

Committee

Reached or meaningfully advanced

Floor

Still ahead

President

Still ahead

Law

Still ahead

Passage likelihood40/100

On content alone, the bill is a focused technical amendment to Medicare Advantage payment rules that could attract support from affected beneficiaries, plans, and providers. However, the likely increase in federal spending, lack of offsets, and only modest built‑in compromises reduce its attractiveness in a fiscal environment where spending changes are scrutinized. The bill is more plausible at committee or as part of a larger negotiated package than as a standalone enactment.

Scope and complexity
52%
Scopemoderate
24%
Complexitylow
Why this could stall
  • Magnitude of the fiscal impact: the bill sets a 0.70 floor but the number of areas and size of increases are unknown without a CBO estimate; fiscal magnitude will heavily influence support and floor/committee consideration.
  • Stakeholder positions and lobbying: support or opposition from Medicare Advantage plans, hospitals, physician groups, and beneficiary organizations will shape legislative dynamics and are not evident from the text.
05 · Recent votes

Recent votes on the bill.

No vote history yet

The bill has not accumulated any surfaced votes yet.

06 · Go deeper

Go deeper than the headline read.

Included on this page

Whether added benchmark dollars will primarily benefit patients/providers or flow to insurer profits.

On content alone, the bill is a focused technical amendment to Medicare Advantage payment rules that could attract support from affected be…

Unlocked analysis

Relative to its intended legislative type, this bill is a focused statutory modification to Medicare Advantage payment rules that specifies numeric changes and an effective date while leaving implementation details and…

Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.

Perspective breakdownsPassage barriersLegislative design reviewStakeholder impact map
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