- Potential benefitCreates standardized scam definitions to enable consistent identification and comparison across agencies.
- Potential benefitEstablishes harmonized data fields to improve aggregation and analysis of scam trends and losses.
- Potential benefitMay improve targeting of enforcement and prevention efforts by producing a governmentwide loss estimate.
Stop SCAMS Act
Referred to the Committee on the Judiciary, and in addition to the Committees on Energy and Commerce, and Financial Services, for a period to be subsequently determined by the Spe…
Requires the FBI Director, in coordination with the CFPB, FTC, and other agencies, to develop a governmentwide strategy to counter scams. Mandates a single definition of ‘‘scam,’’ harmonized data collection, agency reports of complaints and losses, public annual estimates, and metrics to measure anti-scam training effectiveness within specified timeframes.
Funding and resourcing: liberals demand funding; conservatives worry about unfunded mandates
Relative to its intended legislative type, this bill clearly assigns responsibility and deadlines for a governmentwide anti-scam effort and requires concrete outputs (strategy, definition, harmonized data collection, estimates, and reporting), but it leaves substantial substantive detail to agency discretion and omits fiscal and safeguard provisions.
Requires the FBI Director, in coordination with the CFPB, FTC, and other agencies, to develop a governmentwide strategy to counter scams.
Mandates a single definition of ‘‘scam,’’ harmonized data collection, agency reports of complaints and losses, public annual estimates, and metrics to measure anti-scam training effectiveness within specified timeframes.
Technocratic, low-cost coordination bill addressing widely agreed problem; historically such reporting/coordination bills often become law or are folded into larger packages.
Relative to its intended legislative type, this bill clearly assigns responsibility and deadlines for a governmentwide anti-scam effort and requires concrete outputs (strategy, definition, harmonized data collection, estimates, and reporting), but it leaves substantial substantive detail to agency discretion and omits fiscal and safeguard provisions.
Funding and resourcing: liberals demand funding; conservatives worry about unfunded mandates
Who stands to gain, and who may push back.
These are examples from the analysis, not a ranked list of the most-affected groups.
- Potential burdenHarmonized data collection may raise privacy and data-security concerns if personally identifiable information is inclu…
- Potential burdenAgencies may face additional administrative and IT costs to implement standardized data systems and reporting.
- Potential burdenEstimating unreported incidents is methodologically challenging and could produce uncertain or misleading loss figures.
Why the argument around this bill splits.
Funding and resourcing: liberals demand funding; conservatives worry about unfunded mandates
Likely broadly supportive because the bill centralizes anti-scam efforts, improves data, and elevates consumer protections.
Would push for strong privacy safeguards, adequate funding, and attention to vulnerable communities during implementation.
Generally favorable to a coordinated federal response but cautious about costs, duplication, and clear metrics.
Would seek clarity on definitions, implementation timelines, and measurable outcomes before full endorsement.
Supports combating fraud and protecting consumers in principle but worries about expanding federal bureaucracy, mission creep, and data-collection burdens.
Likely to press for limits on new authority and assurances there are no unfunded mandates.
The path through Congress.
Reached or meaningfully advanced
Reached or meaningfully advanced
Still ahead
Still ahead
Still ahead
Technocratic, low-cost coordination bill addressing widely agreed problem; historically such reporting/coordination bills often become law or are folded into larger packages.
- No explicit funding or CBO cost estimate in text
- Agencies' capacity to harmonize and share data varies
Recent votes on the bill.
No vote history yet
The bill has not accumulated any surfaced votes yet.
Go deeper than the headline read.
Funding and resourcing: liberals demand funding; conservatives worry about unfunded mandates
Technocratic, low-cost coordination bill addressing widely agreed problem; historically such reporting/coordination bills often become law…
Relative to its intended legislative type, this bill clearly assigns responsibility and deadlines for a governmentwide anti-scam effort and requires concrete outputs (strategy, definition, harmonized data collection, es…
Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.