Likely helped
- No clear beneficiaries surfaced yet.
H.R. 825 (119th)Bill Overview
Assisting Small Businesses Not Fraudsters Act
Commerce|CommerceCredit and credit markets
Sponsor
Cosponsors
Support
Lean Democratic
Introduced
Jan 28, 2025
Discussions
Bill Text
Committee
Current stageCommittee
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Introduced
Committee
Floor
President
Law
01 · The brief
Plain-English summaryWhat this bill actually does
<p><strong>Assisting Small Businesses Not Fraudsters Act</strong></p><p>This bill prohibits individuals convicted of certain financial crimes from receiving assistance from the Small Business Administration (SBA).</p><p>Specifically, the bill prohibits individuals who have been convicted of a crime involving financial misconduct or a false statement with respect to certain COVID-19 loans (e.g., Paycheck Protection Program loans, Restaurant Revitalization Fund grants, and Shuttered Venue Operators grants) from receiving any financial assistance from the SBA (other than a disaster loan).</p><p>The prohibition includes SBA assistance to small businesses that have an owner, officer, director, or key employee who has been convicted of such a crime.</p>
Why people may split
The main political fault lines are not fully surfaced yet, so coalition durability is still unclear.
Watch point
The next hurdle is reproducing that support in the other chamber.
<p><strong>Assisting Small Businesses Not Fraudsters Act</strong></p><p>This bill prohibits individuals convicted of certain financial crimes from receiving assistance from the Small Business Administration (SBA).</p><p>Specifically, the bill prohibits individuals who have been convicted of a crime involving financial misconduct or a false statement with respect to certain COVID-19 loans (e.g., Paycheck Protection Program loans, Restaurant Revitalization Fund grants, and Shuttered Venue Operators grants) from receiving any financial assistance from the SBA (other than a disaster loan).</p><p>The prohibition includes SBA assistance to small businesses that have an owner, officer, director, or key employee who has been convicted of such a crime.</p>
Passage79/100
This bill has already passed one chamber, which is a stronger signal than introduction alone but still leaves another major hurdle ahead.
CredibilityPartial
How solid the drafting looks.
Contention62/100
The main political fault lines are not fully surfaced yet, so coalition durability is still unclear.
02 · What it does
Who stands to gain, and who may push back.
Likely benefits vs burdens0% / 100%
Likely helpedLikely burdened
These are examples from the analysis, not a ranked list of the most-affected groups.
Likely burdened
- No clear downsides surfaced yet.
03 · Why people split
Why the argument around this bill splits.
The main political fault lines are not fully surfaced yet, so coalition durability is still unclear.
Progressive—
The main political fault lines are not fully surfaced yet, so coalition durability is still unclear.
Centrist—
The main political fault lines are not fully surfaced yet, so coalition durability is still unclear.
Conservative—
The main political fault lines are not fully surfaced yet, so coalition durability is still unclear.
04 · Can it pass?
The path through Congress.
Introduced
Reached or meaningfully advanced
Committee
Reached or meaningfully advanced
Floor
Still ahead
President
Still ahead
Law
Still ahead
Passage likelihood79/100
This bill has already passed one chamber, which is a stronger signal than introduction alone but still leaves another major hurdle ahead.
Why this could stall
- The next hurdle is reproducing that support in the other chamber.
05 · Recent votes
Recent votes on the bill.
HOUSE · Feb 24, 2025
Fast-track passage✓ PassedBipartisanNear-unanimous
⚖2/3 majority required
The House fast-tracked this bill — skipping normal debate — and it passed with a two-thirds majority. It now moves to the Senate.
What is a fast-track passage?Hide explanation
Suspending the rules allows the House to bypass normal debate procedures and pass a bill immediately with a two-thirds vote.
Yes 100% No 0%
Aaron Bean (FL)RR · Yes
Abraham J. Hamadeh (AZ)RR · Yes
Adam Gray (CA)DD · Yes
Adam Smith (WA)DD · Yes
Addison P. McDowell (NC)RR · Yes
Adrian Smith (NE)RR · Yes
Showing a quick cross-section of legislators, with followed members first when available.
06 · Go deeper
Go deeper than the headline read.
Included on this page
The main political fault lines are not fully surfaced yet, so coalition durability is still unclear.
This bill has already passed one chamber, which is a stronger signal than introduction alone but still leaves another major hurdle ahead.
Unlocked analysis
Pro readers get the full perspective split, passage barriers, legislative design review, stakeholder impact map, and lens-based policy tradeoff analysis for Assisting Small Businesses Not Fraudsters Act.
Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.
Perspective breakdownsPassage barriersLegislative design reviewStakeholder impact map
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