H. Res. 1386 (119th)Bill Overview

Providing for the consideration of the bill (H.R. 2003) to amend the Higher Education Act of 1965 to lower the interest rate on Federal student loans to 2 percent.

Simple Resolutiondomestic policy
Cosponsors
Support
Bipartisan
Introduced
Jun 24, 2026
Discussions
Bill Text
Current stageCommittee

Referred to the House Committee on Rules.

Introduced
Committee
Floor
President
Law
Congressional Activities
01 · The brief
Simple ResolutionWhat this resolution actually does

This resolution sets the House's rules for debating and voting on H.R. 2003, the bill to lower federal student loan interest to 2 percent. It sends the House immediately to consideration, waives all points of order against the bill and its provisions, treats the bill as read, limits debate to one hour divided between the committee chair and ranking member, orders the previous question for final passage, and allows one motion to recommit. It does not change the law itself — it only controls how the House will consider and vote on that bill.

Passage rules

This is a House Rules Committee "rule" resolution that applies only to House procedure and is not law. It creates a closed process for H.R. 2003 for this day: waiving points of order, limiting debate to one hour, ordering the previous question, permitting one motion to recommit, and suspending Clause 1(c) of House Rule XIX for this consideration.

This House rules resolution (H.

Res. 1386) orders immediate floor consideration of H.R. 2003, which would amend the Higher Education Act to set Federal student loan interest rates at 2 percent.

The resolution waives all points of order against consideration and against provisions in the bill, treats the bill as read, orders the previous question, limits debate to one hour equally divided between the Committee on Education and Workforce chair and ranking member, allows one motion to recommit, and exempts Clause 1(c) of House Rule XIX from applying to consideration.

Passage35/100

Rule itself is likely manageable in the House; the underlying policy faces substantive fiscal hurdles and tougher Senate consideration, lowering overall odds.

CredibilityAligned

Relative to its intended legislative type, this bill is a focused procedural rule resolution that clearly and specifically sets the terms for floor consideration of a single bill and integrates those terms with existing House rules.

Contention70/100

Progressives emphasize borrower affordability and swift floor action

02 · What it does

Who stands to gain, and who may push back.

Likely benefits vs burdens50% / 50%
Borrowers · ConsumersFederal agencies

These are examples from the analysis, not a ranked list of the most-affected groups.

Likely helped
  • Potential benefitSpeeds legislative consideration, reducing procedural delays for H.R.2003.
  • BorrowersIf enacted, borrowers would pay less interest, lowering monthly payments and lifetime debt costs.
  • ConsumersLower payments could increase borrowers' disposable income and consumer spending, supporting job demand.
Likely burdened
  • Potential burdenWaiving all points of order and debate limits congressional scrutiny and amendment opportunities.
  • Federal agenciesA 2% interest rate would likely increase federal subsidy costs absent identified budget offsets.
  • Potential burdenReduced borrowing costs might incentivize higher borrowing or contribute to tuition inflation.
03 · Why people split

Why the argument around this bill splits.

Progressives emphasize borrower affordability and swift floor action
Progressive85%

Likely supportive because it advances a bill to lower student loan interest to 2 percent, a priority for affordability.

May register concern about waiving points of order and limited debate if that blocks stronger amendments, but overall sees expedited consideration as positive.

Leans supportive
Centrist60%

Mix of support and caution: favors taking up student loan reform but worries about broad waivers of points of order and fiscal implications.

Appreciates a single hour of divided debate and one motion to recommit, but wants clear budgetary information and orderly amendment opportunity.

Split reaction
Conservative20%

Generally opposed to both the underlying policy of mandating a 2 percent student loan rate and to the procedural waivers.

Views the rate cut as a costly government intervention and the resolution's waivers as undermining regular order.

Likely resistant
04 · Can it pass?

The path through Congress.

Introduced

Reached or meaningfully advanced

Committee

Reached or meaningfully advanced

Floor

Still ahead

President

Still ahead

Law

Still ahead

Passage likelihood35/100

Rule itself is likely manageable in the House; the underlying policy faces substantive fiscal hurdles and tougher Senate consideration, lowering overall odds.

Scope and complexity
24%
Scopenarrow
24%
Complexitylow
Why this could stall
  • Size of fiscal cost and CBO score
  • Level of House support for H.R.2003
05 · Recent votes

Recent votes on the bill.

No vote history yet

The bill has not accumulated any surfaced votes yet.

06 · Go deeper

Go deeper than the headline read.

Included on this page

Progressives emphasize borrower affordability and swift floor action

Rule itself is likely manageable in the House; the underlying policy faces substantive fiscal hurdles and tougher Senate consideration, low…

Unlocked analysis

Relative to its intended legislative type, this bill is a focused procedural rule resolution that clearly and specifically sets the terms for floor consideration of a single bill and integrates those terms with existing…

Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.

Perspective breakdownsPassage barriersLegislative design reviewStakeholder impact map
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