H. Res. 282 (119th)Bill Overview

Providing for consideration of the joint resolution (S.J. Res. 18) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions''; providing for consideration of the joint resolution (S.J. Res. 28) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ''Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications''; providing for consideration of the bill (H.R. 1526) to amend title 28, United States Code, to limit the authority of district courts to provide injunctive relief, and for other purposes; providing for consideration of the bill (H.R. 22) to amend the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office, and for other purposes; and for other purposes.

Congress|CongressHouse of Representatives

Sponsor

H. Morgan GriffithR

Cosponsors

Support

Republican

Introduced

Apr 1, 2025

Discussions

Bill Text

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Current stageFloor

Motion to reconsider laid on the table Agreed to without objection.

Introduced

Committee

Floor

President

Law

Congressional Activities

01 · The brief

Res. 282 is a House rules resolution that sets terms for floor consideration of four measures: two joint resolutions (S.J. Res. 18 and S.J. Res. 28) disapproving two CFPB rules, H.R.1526 limiting district courts' authority to issue injunctive relief, and H.R.22 requiring proof of U.S. citizenship for federal voter registration.

The resolution waives points of order, adopts committee amendments where specified, limits debate time, allows a single motion to commit or recommit, and bars certain discharge motions.

Passage25/100

House rules favor initial passage, but high substantive controversy, likely Senate obstacles, and legal challenges reduce overall chances.

CredibilityAligned

Relative to its intended legislative type, this bill is a clear and specific House rules/consideration resolution that sets terms for floor consideration of four specified measures. It contains the standard procedural mechanics necessary to implement those orders.

Contention72/100

Progressives emphasize voter suppression and consumer protection rollbacks

02 · What it does

Full Analysis

Who stands to gain, and who may push back.

Who this appears to help vs burden50% / 50%

Federal agencies · StatesConsumers

Likely helped

Federal agenciesEnables expedited congressional action on rescinding specific federal agency rules.
Targeted stakeholdersCould reduce compliance costs for very large banks and covered fintech firms.
StatesMay limit nationwide injunctions, decreasing legal uncertainty for businesses operating across states.

Likely burdened

ConsumersOverturning CFPB rules could weaken consumer protections and increase overdraft-related costs for consumers.
ConsumersNarrowing 'larger participant' oversight may reduce supervision of large digital payment services, increasing consumer…
Targeted stakeholdersLimiting district courts' injunctive authority may hinder timely nationwide remedies for widespread rights violations.

03 · Why people split

Full Analysis

Why the argument around this bill splits.

Progressives emphasize voter suppression and consumer protection rollbacks

Progressive10%

Likely strongly opposed.

Views the package as an attempt to roll back consumer protections, restrict judicial remedies, and impose burdensome voter ID rules.

Sees procedural waivers and short debate as limiting democratic deliberation.

Likely resistant

Centrist45%

Mixed and cautious.

Appreciates orderly floor scheduling but worries about curtailed debate and broad waivers.

Concerned about administrative burdens and legal uncertainty from both the voter-citizenship requirement and limits on injunctions.

Split reaction

Conservative85%

Likely supportive.

Views the resolution as enabling rollback of perceived CFPB overreach, constraining expansive court injunctions, and strengthening election integrity via citizenship verification.

Approves expedited floor procedures to advance these priorities.

Leans supportive

04 · Can it pass?

Full Analysis