H. Res. 292 (119th)Bill Overview

Supporting the goals and ideals of "Financial Literacy Month".

Simple ResolutionFinance and Financial Sector|Commemorative events and holidaysFinance and Financial Sector
Cosponsors
Support
Bipartisan
Introduced
Apr 3, 2025
Discussions
Bill Text
Current stageCommittee

Referred to the House Committee on Oversight and Government Reform.

Introduced
Committee
Floor
President
Law
Congressional Activities
01 · The brief
Simple ResolutionWhat this resolution actually does

This resolution expresses the House of Representatives support for Financial Literacy Month and encourages public awareness and education about personal finances. It calls on the Federal Government, states, localities, schools, nonprofit organizations, businesses, and individuals to observe the month with appropriate programs and activities. The resolution is nonbinding and does not create new law or require the President's signature. It is a formal, symbolic statement made by the House.

This House resolution expresses support for the goals and ideals of Financial Literacy Month, cites U.S. statistics on banking access, debt, and financial education, and calls on federal, state, local, school, nonprofit, business, and public actors to observe the month with appropriate programs and activities.

Passage5/100

Highly likely to be adopted in House as a statement, but as a simple House resolution it does not become law; enactment as binding law is unlikely.

CredibilityAligned

Relative to its intended legislative type, this bill functions as a standard symbolic House resolution: it offers a clear statement of purpose with supporting factual 'Whereas' clauses, references relevant existing statutory context, and issues a general, nonbinding call to observe Financial Literacy Month without imposing obligations, funding commitments, or enforcement mechanisms.

Contention10/100

Progressives stress need for funding and systemic solutions.

02 · What it does

Who stands to gain, and who may push back.

Likely benefits vs burdens50% / 50%
SchoolsSchools

These are examples from the analysis, not a ranked list of the most-affected groups.

Likely helped
  • Potential benefitRaises public awareness about the importance of personal financial education and preparedness.
  • SchoolsEncourages schools and states to consider adopting or expanding personal finance curricula.
  • Potential benefitMay increase uptake of mainstream bank accounts and financial services among unbanked individuals.
Likely burdened
  • Potential burdenIs symbolic and non‑binding, creating no new funding or legal requirements.
  • SchoolsMay prompt schools to adopt industry‑sponsored curricula, raising conflict‑of‑interest concerns.
  • Potential burdenCould emphasize individual responsibility without addressing structural economic inequities.
03 · Why people split

Why the argument around this bill splits.

Progressives stress need for funding and systemic solutions.
Progressive80%

Generally supportive of promoting financial education and access, but disappointed the resolution is purely symbolic and lacks funding or policy changes.

Would prefer explicit commitments to expand access for unbanked communities and school-based personal finance requirements.

Leans supportive
Centrist90%

Likely favorable: a low-cost, nonbinding resolution that promotes civic education and cross-sector cooperation.

Wants clarity on implementation, measurable outcomes, and coordination with existing federal efforts.

Leans supportive
Conservative85%

Generally supportive of promoting personal financial responsibility and broader access to banking.

Support hinges on the resolution remaining symbolic with no new federal mandates or spending obligations.

Leans supportive
04 · Can it pass?

The path through Congress.

Introduced

Reached or meaningfully advanced

Committee

Reached or meaningfully advanced

Floor

Still ahead

President

Still ahead

Law

Still ahead

Passage likelihood5/100

Highly likely to be adopted in House as a statement, but as a simple House resolution it does not become law; enactment as binding law is unlikely.

Scope and complexity
24%
Scopenarrow
24%
Complexitylow
Why this could stall
  • Whether House leadership schedules floor consideration
  • Existence or pursuit of a Senate companion resolution
05 · Recent votes

Recent votes on the bill.

No vote history yet

The bill has not accumulated any surfaced votes yet.

06 · Go deeper

Go deeper than the headline read.

Included on this page

Progressives stress need for funding and systemic solutions.

Highly likely to be adopted in House as a statement, but as a simple House resolution it does not become law; enactment as binding law is u…

Unlocked analysis

Relative to its intended legislative type, this bill functions as a standard symbolic House resolution: it offers a clear statement of purpose with supporting factual 'Whereas' clauses, references relevant existing stat…

Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.

Perspective breakdownsPassage barriersLegislative design reviewStakeholder impact map
Open full analysis