H. Res. 464 (119th)Bill Overview

Expressing support for the designation of June as "National Annuity Awareness Month".

Simple ResolutionFinance and Financial Sector|Finance and Financial Sector
Cosponsors
Support
Bipartisan
Introduced
Jun 3, 2025
Discussions
Bill Text
Current stageCommittee

Referred to the House Committee on Oversight and Government Reform.

Introduced
Committee
Floor
President
Law
Congressional Activities
01 · The brief
Simple ResolutionWhat this resolution actually does

This resolution expresses the House of Representatives support for designating June as National Annuity Awareness Month and urges government, schools, nonprofits, businesses, and the public to observe it. It is a simple House resolution that does not create law, does not require the President's signature, and does not impose legal obligations. In practice it is an official statement meant to encourage awareness and related activities rather than a binding mandate.

This simple House resolution expresses support for designating June as “National Annuity Awareness Month.” It lists reasons advocates give for annuities — predictable income, lifetime guarantees, and reducing the risk of outliving savings — and calls on federal, state, local, nonprofit, business, and educational entities to observe the month with appropriate programs and activities.

The resolution is nonbinding and symbolic, intended to promote consumer awareness and encourage seeking professional financial guidance.

Passage0/100

As a nonbinding House resolution designating an awareness month, it does not create law and therefore cannot become law as written.

CredibilityAligned

Relative to its intended legislative type, this bill is a straightforward commemorative resolution that clearly states its purpose and provides the minimal, appropriate mechanics for a non-binding designation.

Contention30/100

Progressives emphasize consumer protections and unbiased education

02 · What it does

Who stands to gain, and who may push back.

Likely benefits vs burdens50% / 50%
Likely helpedConsumers · Federal agencies

These are examples from the analysis, not a ranked list of the most-affected groups.

Likely helped
  • Potential benefitMay increase public awareness of annuities, improving retirement planning knowledge.
  • Potential benefitCould modestly raise demand for annuity products, potentially increasing insurer and advisor revenues.
  • Potential benefitMay encourage savers to seek financial professional guidance for retirement income planning.
Likely burdened
  • ConsumersCould function as industry-backed marketing, biasing consumers toward complex, fee-bearing products.
  • ConsumersMay increase sales of annuities with high fees or surrender charges, harming some consumers.
  • Federal agenciesSymbolic endorsement may be perceived as federal advocacy for a private financial product.
03 · Why people split

Why the argument around this bill splits.

Progressives emphasize consumer protections and unbiased education
Progressive60%

Generally cautious support for increased retirement awareness, paired with concern about industry influence.

Views the resolution as symbolic; prefers that education prioritize unbiased information and strong consumer protections.

Split reaction
Centrist75%

Likely supportive, seeing the resolution as a low-cost, nonbinding way to promote retirement planning.

Wants clarity that programs are educational and not commercial endorsements.

Leans supportive
Conservative85%

Generally favorable because it promotes private-market solutions and personal retirement responsibility.

Views a symbolic awareness month as appropriate so long as it remains voluntary and nonregulatory.

Leans supportive
04 · Can it pass?

The path through Congress.

Introduced

Reached or meaningfully advanced

Committee

Reached or meaningfully advanced

Floor

Still ahead

President

Still ahead

Law

Still ahead

Passage likelihood0/100

As a nonbinding House resolution designating an awareness month, it does not create law and therefore cannot become law as written.

Scope and complexity
24%
Scopenarrow
24%
Complexitylow
Why this could stall
  • Whether sponsors seek a companion Senate resolution
  • Extent of industry stakeholder promotion and resources
05 · Recent votes

Recent votes on the bill.

No vote history yet

The bill has not accumulated any surfaced votes yet.

06 · Go deeper

Go deeper than the headline read.

Included on this page

Progressives emphasize consumer protections and unbiased education

As a nonbinding House resolution designating an awareness month, it does not create law and therefore cannot become law as written.

Unlocked analysis

Relative to its intended legislative type, this bill is a straightforward commemorative resolution that clearly states its purpose and provides the minimal, appropriate mechanics for a non-binding designation.

Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.

Perspective breakdownsPassage barriersLegislative design reviewStakeholder impact map
Open full analysis