S. 379 (119th)Bill Overview

No Red and Blue Banks Act

Finance and Financial Sector|Finance and Financial Sector
Cosponsors
Support
Republican
Introduced
Feb 4, 2025
Discussions
Bill Text
Current stageCommittee

Read twice and referred to the Committee on Homeland Security and Governmental Affairs.

Introduced
Committee
Floor
President
Law
Congressional Activities
01 · The brief
Plain-English summaryWhat this bill actually does

Prohibits the General Services Administration from awarding contracts to insured depository institutions (or affiliates) that, based solely on "social policy considerations," avoid doing business with companies engaged in lawful commerce. The prohibition applies only to contracts awarded after enactment.

Why people may split

Left emphasizes harms to ESG, civil‑rights, and due diligence practices.

Watch point

Relative to its intended legislative type, this bill clearly articulates a discrete prohibition on GSA awarding contracts to certain insured depository institutions but provides minimal implementation detail.

Prohibits the General Services Administration from awarding contracts to insured depository institutions (or affiliates) that, based solely on "social policy considerations," avoid doing business with companies engaged in lawful commerce.

The prohibition applies only to contracts awarded after enactment.

Passage35/100

Narrow but ideologically charged; straightforward to implement but vulnerable to opposition, procedural barriers, and litigation.

CredibilityPartially aligned

Relative to its intended legislative type, this bill clearly articulates a discrete prohibition on GSA awarding contracts to certain insured depository institutions but provides minimal implementation detail. It lacks definitions of critical terms, procedural mechanisms for determination and enforcement, fiscal analysis, and guidance for integration with existing procurement authorities.

Contention72/100

Left emphasizes harms to ESG, civil‑rights, and due diligence practices.

02 · What it does

Who stands to gain, and who may push back.

Likely benefits vs burdens50% / 50%
Federal agenciesFederal agencies

These are examples from the analysis, not a ranked list of the most-affected groups.

Likely helped
  • Potential benefitReduces the chance banks are excluded from GSA contracts for applying social-policy-based business screens.
  • Federal agenciesPreserves eligibility for federally awarded contracts based on financial qualifications rather than political or social…
  • Potential benefitMay increase competition for GSA contracts by keeping politically neutral banks eligible.
Likely burdened
  • Potential burdenRestricts banks’ ability to refuse business for social responsibility or divestment reasons.
  • Potential burdenMay compel institutions to maintain commercial relationships with companies they find objectionable.
  • Federal agenciesIntroduces federal constraints on private banking commercial judgments, raising federal versus private autonomy concern…
03 · Why people split

Why the argument around this bill splits.

Left emphasizes harms to ESG, civil‑rights, and due diligence practices.
Progressive15%

Likely opposes the bill as an overreach that restricts financial institutions' ability to refuse business on ethical, environmental, or civil‑rights grounds.

Concerned the vague language could block banks' legitimate due diligence and accountability practices.

Likely resistant
Centrist45%

Views the bill as addressing political litmus tests in federal contracting but finds its terms vague and potentially legally problematic.

Likely seeks clarifications and targeted exceptions before supporting.

Split reaction
Conservative85%

Likely supports the bill as a tool to stop banks from politically motivated boycotts of lawful businesses and to prevent taxpayer funds going to such banks.

Views federal procurement as appropriate leverage.

Leans supportive
04 · Can it pass?

The path through Congress.

Introduced

Reached or meaningfully advanced

Committee

Reached or meaningfully advanced

Floor

Still ahead

President

Still ahead

Law

Still ahead

Passage likelihood35/100

Narrow but ideologically charged; straightforward to implement but vulnerable to opposition, procedural barriers, and litigation.

Scope and complexity
52%
Scopemoderate
24%
Complexitylow
Why this could stall
  • No definition of "social policy considerations"
  • Enforcement and certification mechanism absent
05 · Recent votes

Recent votes on the bill.

No vote history yet

The bill has not accumulated any surfaced votes yet.

06 · Go deeper

Go deeper than the headline read.

Included on this page

Left emphasizes harms to ESG, civil‑rights, and due diligence practices.

Narrow but ideologically charged; straightforward to implement but vulnerable to opposition, procedural barriers, and litigation.

Unlocked analysis

Relative to its intended legislative type, this bill clearly articulates a discrete prohibition on GSA awarding contracts to certain insured depository institutions but provides minimal implementation detail. It lacks d…

Go beyond the headline summary with full stakeholder mapping, legislative design analysis, passage barriers, and lens-by-lens tradeoff breakdowns.

Perspective breakdownsPassage barriersLegislative design reviewStakeholder impact map
Open full analysis